terms of the layaway agreement

JRFEX is proud to offer custom payment plan(s) to select approved individuals, a payment agreement in which items will be expected to be paid in full, no later than the date given in the agreement terms. Individuals wishing to activate such agreement, will be required to submit application via the form below.

Once you have identified the merchandise in which you’re interested in, fill out the application form below and submit. One of our specialists will reach out to you to discuss the price, terms, and conditions of the agreement. The initiation fee and first installment payment will be due upon mutual agreement. 

 Each layaway agreement requires a $20 initiation fee, in addition to the first installment. The merchant (JRFEX, d.b.a. J.R. Firearms Exchg.) and the client will mutually agree on the payment frequency, however, the term of the plan will NOT EXCEED 90 DAYS. If the layaway agreement is cancelled, the initiation fee is NON-REFUNDABLE. 

Methods of payments will be agreed upon during the drafting of the layaway agreement. The following options are available:

> In-person cash payments

> Credit/Debit card payments (in-person/over-the-phone)

> Invoice Payments

> Electronic payments *(CashApp, Zelle, Venmo, ApplePay)

(electronic payments are submit to an additional 3.25% added to each payment).

We believe that hands-on learning is the most effective way to learn. That's why we incorporate practical, real-world projects into our courses and programs to help you apply what you've learned in a meaningful way.

 The parties agree that any claim or dispute relating to this agreement, as well as any other matters, disputes, or claims between them, shall first be Mediated and/or Arbitrated in an attempt to resolve any and all issues. Initially, the parties agree to consider mediating the dispute.